Why should I hire a consumer protection attorney?

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From debt collection statutes and deceptive trade practices to fair credit reporting, the Federal Trade Commission (and more specifically the Consumer Protection Bureau) is responsible for protecting consumers’ rights and enforcing laws. Unfortunately, they don’t always do their job—and when they don’t, you may need an attorney to help protect you. Find the best consumer protection lawyer with Avvo:

Attorney Daniel J. Ciment is a consumer protection attorney who represents individuals that have been taken advantage of by businesses both large and small. Some of the most common types of cases Attorney Ciment handles are complaints regarding third-party debt collectors or collection agencies and consumers under the Fair Debt Collection Practices Act.

For individuals with consumer debt, there are specific laws in place to protect them from overly aggressive or invasive debt collection practices. “They can’t threaten to take any action they’re not legally entitled to take,” Attorney Ciment says. “For example, in Texas, there is no wage garnishment, so they can’t threaten to garnish your wages.”

They also can’t call you before 8:00 a.m. or after 9:00 p.m., and they can’t continue contacting you once you’ve told them an attorney is representing you. If a debt collector is harassing you or someone you know, it’s important to know you have rights and options, so contact an attorney as soon as possible.

Daniel Ciment and his team also handle a large number of robocalling cases. While it’s legal for businesses to call your cell phone if you’ve given them express consent to do so, most people are unaware that everyday acts like filling out a credit application form and including your cell phone number are acts of consent.

“You’re entitled to revoke that consent at any time, and typically all you have to do is say, ‘quit calling me,’” Attorney Ciment says.

Because consumer protection law is such a complex area of the law, consumers like you are often taken advantage of without knowing that they have rights and legal options to put an end to the harassment. From credit report disputes to auto fraud, the best way to protect yourself from unscrupulous creditors and other business entities is to hire an experienced consumer protection attorney.

Daniel J. Ciment is a consumer protection attorney with Ciment Law Firm in Texas:

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5 Responses

  1. Betina Consani says:

    My son's electric bike was stolen from the bay club, they say they are not responsible for thefts inside or outside the gym. Edtou I paid $2,000 for a bike for my 14-year-old son to go to Escoka and swim training. Do you have an answer on this?

  2. Betina Consani says:

    Hi Help me

  3. Marty Lynchian says:

    I use to get good answers in AVVO, then they changed the Algorithm and I started getting canned and prepackages responses were not eve no topic with my question. I asked about consumer protection law and I got a response saying it sounded like I needed an immigration attorney. W.T.F. Also, is someone playing world of warcraft in the background?

  4. Brenda Vandyke says:

    What type of a case would this be financial institution takes participation in consumer credit card and bank fraud along with business partner? This is regarding false information on consumer credit application such as consumer annual Income just to get a high credit amount base off of a false income and the bank knew it was false.

  5. Suzi Hazlove says:

    Will this work against a divorce lawyer????

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