What if Someone Else's Account Is on Your Credit Report?

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Should you be worried if someone else’s account shows up on your credit report? In this video, learn why this happens and what to do if the account is not legitimate.

TIMESTAMPS
0:00 Intro
1:22 Legitimate reasons e.g. authorized user
2:05 Familiar fraud
3:00 Mixed/confused credit report
5:12 Summary
5:30 What to do if someone else’s account is incorrectly on your credit report

ABOUT CREDIT COUNTDOWN
Credit expert John Ulzheimer shows you how credit works. Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.

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