What Happens To My Social Security When My Spouse Dies

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14 Responses

  1. Red Dragon says:

    Josh did you take the horse medicine yet?

  2. Annie Jane says:

    Can you draw on TDA at 59 1/2 and still get survivors benefit at 60?

  3. John Holland says:

    Hey Josh great topic, my question is what if the wife dies can the man get the survivor benefits?

  4. Barbara B says:

    Can you draw SSI and SS Spousal benefits at the same time? My sister will be 60 in Oct. 2021 and draws SSI benefits not SSDI. She was married over 10 years total and divorced many years ago. Has not remarried. Would she be able to keep her SSI benefits and also draw the spousal benefit? Just wondering. Thanks for any info.

  5. richdome1 says:

    Hi, just married at 64 wife is disabled collecting ss disability. I collect a pension. Can I qualify for ss spousal benefits. Thanks

  6. Gloria Pope says:

    Can you do one on SocSec for teacher’s whose spouses die. Windfall Provision.

  7. Kat S says:

    I am glad you stress that people should know how social security works. I was looking into the social security rules, when I found that because of my birth date, I could claim my social security spousal benefit without taking my own when I turned 65. This isn't available anymore because the rules have changed. So I am still working and receiving spousal social security, and I am waiting until 70 to claim my own. I wouldn't have known this if I hadn't been reading the social security rules as nobody except Josh advises on these type of things, and I hadn't found Josh's channel at the time.

  8. David Mason says:

    Very good info Josh. Another common scenario is that a surviving spouse was caring for deceased spouses child(ren), therefore eligible for a survivor benefits for themselves til child turns 16 AND the child's own benefit until 18/19. They would be subject to the earnings test for that entire period, likely resulting in much part time work, thus lowering their own earnings/PIA. So in this scenario, it can make sense to claim own reduced benefit from 62 until FRA, then switch to higher survivor benefit.

  9. Corey Plott says:

    Unfortunately I’m in this situation now. My wife died at 46 at the end of 2020. I’m 47 and can’t draw anything until I’m 60. Our daughter does get the survivor benefit until she graduates high school I believe. So the way I understand it if I remarry before 60 I can’t draw anything from her social security?

  10. MathGives YouPower says:

    I liked the singing Josh. That's a classic.

  11. Skott62 says:

    Great question and answer video Josh! Thank you for all you do.

  12. thegolfguy68 says:

    What if your spouse was part of aTeachers pension fund (plus 20 Qtrs paying into SS in other jobs) and her spouse dies (me, who has approx 180 Qtrs) no I’m not dead. Just asking what if.

  13. Maria Stamatakis says:

    Great video Josh. I do have a question though that I can’t seem to find the answer to though. Say a couple is taking social security ( let’s say the husband is and his wife never worked) when the wife becomes 62 she can get spousal social security at a reduced rate which I am very aware of , but what happens let’s say god forbid the husband died before she reached her full retirement age which would be at 67 and she wanted to collect the full amount of survival benefits what does she do?? Does she just stop taking spousal social security which she will because now the spouse is no longer living. Will it automatically cause her to take survivor benefits at a REDUCED rate because she took spousal benefits and let’s say 62?? I guess my question is what should she do if she wants to collect survivor benefits at the full amount her husband was .

  14. H B says:

    Josh, Thank you but, what happens if she had a spousal pension? How does that play with SS?

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