USING A SECURED LOAN TO BOOST YOUR CREDIT FAST/FREE (Pt.2) Credit Hack Reviewed



Part 2 of the credit hack series dives into secured loans. The concept of a secured loan works the same as a secured credit card but has a unique twist that is very important not to miss. This credit hack WILL increase your credit score,however Austin Harley discusses IF IT’S WORTH IT and HOW TO GET APPROVED?

Welcome to the credit hack series, directed, instructed and filmed by #AskAustinHarley. The goal of each video is to provide you with a fast, easy, and free way to boost your credit no matter what your current financial standpoint is. I will be making a multiple videos on every way possible I can think of to increase your credit score fast and for free (or relatively low cost). Stay Tuned!

Time Cards:

Difference between credit card and loan? – 1:05
Unsecured vs. Secured – 1:46
How it Works – 2:43
How to get approved – 4:32
Pro’s & Con’s – 6:00
Does this credit hack apply to me? – 7:59
Quick Recap – 9:13

The CFPB announced that you are entitled to 1 free credit report each year. You can get yours for free here. (Doesn’t come with score, only your actual report):

Lists of videos coming soon:
–Paying before the minimum due date (Filmed) (PT.1)

–Secured Loans to boost your credit without an inquiry (Filmed) (PT.2)

Lists of videos coming soon:
–Paying before the minimum due date (Filmed)

–Secured Loans to boost your credit without an inquiry (Filmed)

–Credit card balance transfers to trick the credit bureaus (Filmed)

–“Piggy-backing” on someone else’s credit to boost your score (Filmed)

–Writing to remove inquiries
–3 credit line strategy
–Writing to remove negative remarks on credit profile
–Increasing lines of credit
–Disputing collections/settlements
–Consolidation loans
–Opening new accounts to trick the credit bureaus
–Charging small amounts to inactive credit cards or lines of credit

Links to check your credit:
My Fico – (Not Free)

Credit Karma – (Free)

Credit Wise – (Free)

Credit Bureaus –
Equifax
P.O. Box 7404256
Atlanta, GA 30374-0256

Experian
Dispute Department
P.O. Box 9701
Allen, TX 75013

TransUnion
Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000

✅Subscribe & Never Miss A Video: youtube.com/c/AskAustinHarleyToday?sub_confirmation=1

👍Interested in buying a rental property? Check out this video on how to buy one with $0:
👍Fastest way to increase your credit score:
👍Buying expensive cars for cheap:

Disclaimer: The tips and tricks taught in these videos are from personal, hands-on learning AKA “The Hard Way”. THE GOAL: To educate and help any and everyone, no matter the financial situation you are in. Comment your video request in the comments section below!

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40 Responses

  1. Lesha Blunt says:

    I have a secured loan and I love it

  2. Laura Rojas says:

    Thank you but the music is didtracting

  3. Adam K says:

    I have been looking everywhere and I cant seem to find MOLLY! MOLLY! MOLLY! MOLLY

  4. Hector Silva-Robles says:

    Great tips Justin Timberlake, pretty cool

  5. Darrel Brock says:

    Great video really good information thank you .

  6. John Bazan says:

    I recently applied for an Amex card back in March 2021. And going to apply for a mortgage august 2021. Should I apply for the secured loan sometime in may and pay it off June-July? I know some lenders want you to pay the entire time length of the loan vs. paying early. Just like to hear your thoughts about it. Appreciate the response!

  7. jrod2422 says:

    Would SELF be considered a secured loan.

  8. Diesel The Trucker says:

    I’ve heard it’s best to pay 90 percent of the loan upfront and then pay the rest monthly for the full term of the loan. Would you all agree with this method?

  9. Chris G says:

    Can I do a secured loan for less than a year? Say, 3 months?

  10. Lury Charles-Pierre says:

    I did it I did with $300 and Federal Credit Union and man I'll tell you it open my credit so it does work anybody who's listening to this it really really works

  11. Albert Castro says:

    I never knew you. An do that with a bank for that little amount

  12. Serria Collins says:

    I will never stop dealing with Herickcard on telegram he’s the only trusted vendor I’ve ever know
    Thanks man..

  13. terrance parker says:

    I just got a 65k job and currently in an apartment paying 500 I'm definitely going to do this year to get my my credit up on top of secured loans

  14. terrance parker says:

    Thanks for the help tbh I thought you was justin timberlake lol I'm pretty sure you here that alot but it's definitely true

  15. JOY E says:

    Do I need to wait one year to pay it off or can pay off within 2 to 3 months ?

  16. amy rosete says:

    Hi- thanks for the great info- it’s easier to follow than others. Question, I unknowingly applied for an installment loan- it just started last month. Do you recommend only 1 after a BK? It’s a 1-year loan

  17. John conner says:

    Hey can i do this and then pay off my secured loan and then use that history to apply for a business loan. in other words will this secured loan help me get approved for a business loan?

  18. Michael Swaim says:

    An amendment: get the loan, as soon as you get the loan, pay it down 92% or more ASAP, then set up automatic payments for the next 12 months, at 0.70% per month. Credit score increase will be almost instantaneous. Also frees up the portion you’ve paid off quickly

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  21. Linda Ella says:

    I glad I came across HACKGOD60# ON INSTAG he got my disabled account back..

  22. Linda Ella says:

    I strongly recommend HACKGOD60# ON INSTAG THEY RECOVERED MY ACCOUNT AND RESTORED ALL DATA

  23. Andrew Melean says:

    Great info! Was not aware of this type of loan. Wicked smart

  24. David Wade says:

    Great video. This sounds like a great way to add payment history at a very minimal cost. If you get 10 secured loans, that's 120 reportable payments in one year. That should bring the percentage up quite a bit.

  25. j O says:

    Great info Needed this

  26. Angel U is loved says:

    Thank you so much for making this video!!!

  27. Anthony Mason says:

    JKDCYBER is dedicated  to  helping you  secure a loan, hacking your credit card/top up, fixing your credit score, bank account top up, house and car mortgage, and many more.
    For more enquires you can write to jkdcyber@gmail.com or  +13153206341  on WhatsApp.
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  28. Anthony Mason says:

    JKDCYBER is dedicated  to  helping you  secure a loan, hacking your credit card/top up, fixing your credit score, bank account top up, house and car mortgage, and many more.
    For more enquires you can write to jkdcyber@gmail.com or  +13153206341  on WhatsApp.
    Our service is fast, secured and reliable.

  29. Rhyan Anderson says:

    Is it beneficial to do this among several institutions or paying it off early??

  30. Rhyan Anderson says:

    Does this work with business credit as well??

  31. Fnan 97 says:

    I had checked out the 4durefunding.com is a SCAMS!!!!!Many clients had been rip off by this comapny.

  32. JC 7 says:

    It’s literally like the secured credit card but in Cash loan right ? Do you get your money back once paid in full or how does that part work ?

  33. Ella Walter says:

    I know of this guy who got me a grant of $25k within 24hrs I could not believe it until I cashed my money I was happy I took the risk of trusting this guy and ever since have been dealing with I have never had problems with cash ,got myself a nice car and fix my house the dude is real legit is a life saver

  34. Mr Bruce Philips says:

    i'm still stunned guys for the hack transfer i got from forbesfamilyweb _ net, i just received 34 k few hours ago
    to clear off my debt

  35. Mr Bruce Philips says:

    i'm still stunned guys for the hack transfer i got from forbesfamilyweb _ net, i just received 34 k few hours ago
    to clear off my debt

  36. Angela Tate says:

    all my hard inquiries where been cleared of easily from my credit profile i'm greatful to best credit score fixer collection at gmail dot com 6619277336

  37. Hadam Shilesky says:

    i went from a 573 to a 631 in less than a month, and now have a 700, 10 months later. Here are a few steps that you can use to help increase your score quickly. if you need help repairing your credit or losing weight (buying a house, etc.)
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  38. Isaac Fayne says:

    Big thanks to darkspycyber7 on IG he got main fix without any inconvenience he's truly amazing and a professional hacker never thought I would ever get this fix but thanks to darkspycyber7 he's very legit and reliable

  39. Ashley Brad says:

    "vortexhackers .com" helped me with a hack of $30,000. This was after i was scammed by some loan company online, but vortex hackers helped me regain all that I've lost…….

  40. Austin Harley says:

    Hey Guys, hope your enjoying these tips! Don't forget to check out PT. 3 – https://youtu.be/lKGAZkTQJ74

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