#Start Your #Financial #Life Over With #Bankruptcy
Bankruptcy doesn’t have to be the end. Bankruptcy can be the beginning of a new financial life and a #fresh start at rebuilding your life. Schedule a FREE #consultation today with an experienced bankruptcy attorney to see what your options are.
The common myth people hear about filing bankruptcy is that they will never be able to purchase a house, car or anything else using credit again..
That is simply not true! That’s why you often here the phrase “fresh start” when attorneys talk about filing bankruptcy. You really do get a second chance with your credit and believe it or not most people have good credit scores about 24 months after receiving their #discharge.
As you file Chapter 7 bankruptcy or Chapter 13 bankruptcy, you start rebuilding credit immediately. There is no more negative reporting to your credit bureaus, and when your bankruptcy is complete, your debts will be completely wiped out (or, as we call it, “discharged”). The discharge of your debts will be reflected on your credit reports and your accounts will show a $0 balance. This makes your debt to income ratio amazing.
You can then begin to rebuild your credit. You can apply for credit cards, car loans, etc.. There are no legally required waiting periods with the exception of FHA Home Loans, which will not be approved until two years has passed since the filing of a Chapter 7.
Questions? Schedule a FREE consultation online today:
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