PROVEN Reasons to Remove Virtually Anything from a Credit Report
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Today we’re going over different proven credit dispute reasons that I use on clients’ dispute letters to remove virtually any negative account from a credit report. You may access the PDF at To schedule a call for a credit sweep, head over to https:/my740.com and I’ll see if I can help.
Q. Why are these dispute reasons broken down like this?
A. Because each dispute letter should have a dispute reason per each disputed account, and it should only be used 1x. Additionally, each disputed account should have its own biggest impact reason used. This is why it is so important to understand what works, and what does not work.
Q. I have multiple negative items on my credit report. How should I dispute them?
A. When it comes to credit repair and/or credit sweeps, you will want to analyze each account for your plan of attack/action plan. Find the factual reason based on the credit report itself that is the most likely to delete the account and use it
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⭐️ VIDEO NOTES
Reasons by type. So if you have any negative items on your credit report collection and charter of your possessions, foreclosure, bankruptcy, late payments, you name it. Then this is the video that you want to watch because I’m giving you the very specific dispute reasons by type that I use for my clients to get results every single day. Now, if you want to learn more about this head over to vault.my seven forty.com and get into the deep dive dispute workshop. Now I’m going to post settling down the description, but it’s really, really simple. You can learn how to just be around one through six and a bunch of other stuff, but we’re going to skip right past that. And if you also want to learn how to do this, but without any of the hard lifting, then head over to you. Live letter dot ASCA dash, Chris and.com. And I do have a personal version as well as a commercial version for you to automate your disputes. And it comes with everything built into it. Okay. Now let’s head back over here. Now, what I want you to do is like this video, if you’ve used any of these and have gotten results and post in the comments, what you think that I missed when I did this video and I explained it to you. All right, so we’re going to start with collections third party. Now what this means is a medical account, a our, excuse me, medical collection, or a car insurance collection, or as something where it’s a third party that is collecting on behalf of, okay. So it is still with the original data furniture. Okay. So you’ve heard me talking about validation of debt letter series before there are four letters in this series. I only use one through three because four is where you actually Sue them. And my clients don’t have to do that. So this would be sent directly to the collection agency. Okay. So I did want to make sure that I put that in here. Now, one, I’m just reading with the bureaus. I also put the burden of proof on them and I tell them that the account is unknown. Okay. Obviously, if I’m disputing, like, I don’t know, hundreds of medical collections or, you know, 20 medical, and I’m not going to put a known unknown, unknown, and an unknown or no, no. I’m going to find other reasons that I can use specifically to this beat them. But one of the main ones is unknown. Now, do you know why we’re using unknown oil? It’s really, really simple. And Cushman versus trend union from 1997, the congressional opinion was that the bureaus have the burden of proof. Okay. The bureaus have the burden of proof and they try to put it over on you and the creditor or the collector and went no, no, no, no, no, no, no, no, no, no, no, no, no, no. They have a very specific job and you need to make them do it. Okay. They’re not going to do it for you. All right. Second, third, technically third thing is the notice of dispute.
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