Pros and Cons to Think About if You're Considering Bankruptcy – Credit Countdown With John Ulzheimer



Declaring bankruptcy is not entirely a bad thing for your credit. Here are some of the pros and cons of Chapter 7 and Chapter 13 bankruptcy.

Tradeline Supply Company, LLC presents Credit Countdown with John Ulzheimer.

Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.

There is no better place to find reliable insider information about credit than hearing it straight from the most respected and authoritative credit expert.

This video series will showcase the latest news about credit, cover all the most important credit-related topics, and serve as a high-level learning medium for professionals and savvy consumers alike to increase their depth of knowledge about credit and how to navigate the credit system.

For more free, in-depth information about credit, tradelines, and other financial topics, visit

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2 Responses

  1. B Garcia says:

    Hello John I was wondering if bankruptcies can be removed and is it worth the hassle hiring a credit repair company I’m a Cancer Survivor and I had to file bankruptcy chapter 7 in 2018 due to my condition I wish they would consider your reason rather than judgement when they decide to place it on your credit for 10 years that’s a death sentence or purgatory I didn’t chose to get Cancer before the incident I had a 760-780 credit scores across the board before all this happen making 6 figures but I lost my salary my job my excellent credit history I tried forgiveness letters to CEO and failed and since then all my new tradelines are excellent I’m in the mid 643-667 on my Fico account but when I apply for mortgage or credit I get denied or I have to 25% interest on credit cards and larger down payments on a mortgage and high interest rates now I’m back at work and I’m Cancer in remission I feel like I got railroaded because of my event what advice do you have for my journey I know I can continue to pay on time and time is the key but I think 10years is a long punishment for un controlling circumstances what do you think I know the creditors or credit aren’t going to change there rules for one persons Cancer or worst life events

  2. Emma Peel says:

    Thank you for the upload. It's a good time to address this during the current economic climate.

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