Pay off your credit cards faster with these 4 easy changes | Your Money and Your Mind



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Whether you want to pay off credit card debt or just prevent yourself from accruing big balances in the first place, there are some simple steps you can take to help achieve your goal, according to behavioral scientist Wendy De La Rosa.

Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioral scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future.

Watch more of Your Money and Your Mind with Wendy De La Rosa here:

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how to get something negative off your credit report

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28 Responses

  1. DivaGirl10 says:

    She has cute hair and clothes.

  2. T Toch says:

    Support AMC !!!

  3. Erica Luke says:

    I'm 51 years old with no retirement plan yet,any suggestions on accumulating a million dollar portfolio within 12-18 months? I have currently saved a capital of $100k

  4. Ma Y says:

    Terrible suggestion.

  5. earthdancing says:

    I'm subscribed to TED. How do we find you?

  6. Hunter Thompson says:

    What about the huge repair bills for my senior Chihuahua? Miss Daisy needs care ………………………

  7. Kevin says:

    It is just fascinating the amount of money they can lend you in america without real guarantees. Student loans, mortgages, credit cards etc…

  8. Tien pham van says:

    a.luat nhan rằng

  9. Tien pham van says:

    MH 370Của

  10. Tien pham van says:

    visa toan bao loi Không . .ket noi & khong hop le vvvvv

  11. refel mach says:

    Pls include Persian subtitles as well

  12. Vicki Mac Callum says:

    I wish there was less US specific advice out there. It’s always the same, and not relevant to other countries

  13. banta bhai says:

    I don't understand the 4th point. "Pay less, more often". Your example says that weekly payments add up to $1300 but monthly payments only add up to $1200. What should be done exactly?

  14. Knowledge Forum / ملتقى المعرفة says:

    I invite you to watch the new video that talks about ambition

  15. Dreamwalker says:

    So many ads in the comments buried at the end of testimonials so that people are likely to Like the comment before realizing it's an ad.

  16. Patrick Ruskowski says:

    Debt snowball worked for me.

  17. Jay Shetty says:

    I need help on how to invest bitcoin please Ted

  18. Rachel Brown says:

    A ted talk by wells fargo? Eeek

  19. Harold Briggs says:

    I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  20. Harold Briggs says:

    I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  21. Harold Briggs says:

    I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  22. Jose Luis Ramos says:

    I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website details: 101EXPUNGE(dot)COM

  23. Ryan Z says:

    Not being alone with credit card debt doesnt make having credit card debt any less retarded. Live within your means or work harder.

  24. TL says:

    I don't even have a credit card, but these tips are useful. Thanks

  25. WHATSAPP me✙1(➑➏➍) ➐➒➍-➍⓿➏➊ says:

    Great video, I think Bitcoin is becoming the business of the day after all

  26. dw3bb10 says:

    Should have mentioned you shouldn’t be spending at all of you can’t pay it back.

  27. John Real Estate says:

    Great! Thanks

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