LEXIS NEXIS IS IT UNDER THE FCRA || WHAT TO DO WITH OLD NEGATIVE ITEMS || AUTHORIZED USER TRADELINES



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LEXIS NEXIS IS IT UNDER THE FCRA || WHAT TO DO WITH OLD NEGATIVE ITEMS || AUTHORIZED USER TRADELINES

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hey what’s up youtube fam brandon weaver here once again so i got some questions here first one right out of the gate is an individual talking about a charge off that’s close to the statutes of limitation for the reporting it’s getting old okay supposed to come off very soon so do you wait dispute now what do you do so i would say credit repair starts when that’s right it starts now so you don’t necessarily have to wait in fact i saw stuff on my own reports and other individuals reports and we see this all the time is that even though things are supposed to come off at that you know seven year mark for these statutes of limitation it doesn’t necessarily doesn’t necessarily mean it always does i’ve seen for myself and others that things are sometimes absolutely outdated outside the statutes of limitation and you can dispute that of course but prior to that coming up you can demand verification you can demand if a negative item can’t be verified 100 it is to be deleted okay so you can dispute that now and if you know it’s a collection as well you can send the collection validation letters to the collectors so another individual writes in hey you know is lexisnexis under the fair credit reporting act does it still have those reporting requirements under the fair credit reporting act yes the answer that is yes and they also are having some situations with the statutes of okay they also are saying hey isn’t this supposed stuff supposed to come up yes so you can dispute that okay you can dispute this unverified obsolete and outdated information with the bureaus with lexisnexis we’ve got the letters for you 609creditrepair.com or we can do the work for you at theawesomelifegroup.com all right please give the video a thumbs up i had another question of an individual asking hey can authorized user boost my credit score absolutely it can help if you’re getting authorized users from friends and family just make sure they’re keeping that utilization down and they’re making sure to make all those on-time payments because if their credit score goes if that specific line of credit that they give you or if they give you multiple if that or those multiple lines of credit get too high with that utilization start missing late payments you can also bring your score down so as long as those lines of credit are positive and in good standing and are doing great then they can also help raise your score all right so these are things that you can do for yourself right now 609creditrepair.com get that beyond committed package or we can do the work for you at theawesomelifegroup.com appreciate you all so very much it is a pleasure please hit that thumbs up and until i see you in person i will see you on the other side take care

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