Late Payments On Your Credit Report Are Illegal!



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16 Responses

  1. Nutshellforce on Instagram says:

    The name above ⬆️ is the best fixing my credit, the real issues I have about charge offs was solved in some weeks

  2. April Cabbell says:

    Wowwww, interesting, right now I have a lot of late fees from my auto loan on my credit. Where do I get the letter?

  3. Steve Foust says:

    Does that include mortgage payments as well??

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  6. Rich Phan says:

    What about the utilization being illegal too

  7. Shawn Martin says:

    Who should we send the letter to? The creditor or the Credit Bureaus?

  8. Bader Ale says:

    I don't disagree with what was said, but on that token, all GOOD payment history then should not be reported also, no? A transaction can be good or bad so in that case, if a consumer report should not include them, then it shouldn't include any, ans thus a consumer report should not exist because what other purpose does a credit report serve? Also, how would you pen this information to the credit bureaus? "As per ………, these late payments (transactions and/or experiences) shall not be included in my consumer report……..etc"

    I am not against what was said but I'm not sure they would accept it or they can counter it?

    On another note, has anyone tried this? If you have, with success, I would like to know so I can do it too!!!

  9. Nutshellforce on Instagram says:

    The name above ⬆️ is the best fixing my credit, he increased my score and improved my credit profile by removing all late payments on my report!

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