How to Write the Perfect Dispute Letter to Credit Bureaus – for Beginners
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Access the “Write the Perfect Dispute Letter – for Beginners” yourself for free at and follow along with me as we break down how to write the perfect letter that gets results every time!
You can use this to dispute collections, charge-offs, bankruptcies, late payments, inquiries, ANYTHING.
If you already know how to dispute, this workshop is not for you. BUT if you are getting stuck with how to write letters that get results, how to write the credit bureaus, how to dispute after round 1, how to write a dispute reason, then THIS IS FOR YOU.
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Welcome to the perfect dispute
letter Creator Workshop. This is for beginners. This is not for
advanced users. So if you already know exactly what to say
and to whom then this is not for you. But if you are stuck and
you don’t know how to write the best letter to get maximum
results than this Workshop is for you. All right, we’re going
to go over the checklist exactly how to break down your accounts
and you can actually go down into the description. Pause this
video right now. Go pull this up and do this with me, but using
your own information from your own credit Report. All right.
So first we’re going to go over the dispute reason Creator. All
right. Now remember, it is not the dispute letter. The text, at
the top of your letter, that removes that count. It is the
actual dispute reason, and that’s why it’s imperative that
you break this down the right way. All right, so we’re going
to go and look at our example account. So this is how, you
know, what information needs to come off. Your credit report. We
have our creditor name that is capital one 517805. The part of
the account we’re disputing is date Last active, so that’s
the element and the reason it is inaccurate is because Experian
reports this date, Equifax reports that date and
TransUnion report that date. And obviously I want this account,
remove. So we’re going to assume that this is a charge off or
really just say it’s a charge off. Alright, so now, when we
put this all together, this is how, you know, exactly how to do
this, using the AJERO formula. All right. So we have Capital,
One 517805. Delete. That’s the outcome. I want this deleted
for in accuracy because is the justifier the date of last
activity. That is the element shows three entirely different
dates and three different years. That’s the reason right now.
Experian reports date, Equifax date, and Transunion date. So
here are my facts. Okay. I’m not just telling them what I want
them to do. I’m giving them exact reason, why using the
information off the credit report. Now, this is where it
is. Your turn, take the Creditor name. Account number. So let’s
say that. I’m writing another one. We’re going to do discover.
Account number is 6011. Let’s just say 0, which part of the
account are you disputing? I am going to say that it is the date
last reported. Why is this an accurate? Well, to break this
down for you. The reason why it is inaccurate is because I have
already disputed, it was already disputed and you said that it
was verified. However, you did not change the date Last
reported to be the date that you verified this account and
therefore, you did not investigate it in the account needs
to be removed. Okay. So what outcome are you seeking?
Please watch: “Removing Accounts From a Credit Report – Why is it So Hard?”
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dispute account on credit report