How to increase your credit score fast in 2020

Learn how to increase your credit score fast in 2020. In this video, I give you 5 tips on how to raise your credit score fast and put yourself in the best position to get the best interest rates when buying a home. Each of these tips will help raise your credit score but collectively they can help you raise your credit score by 100 points or more in just 30 days.

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How to increase credit score fast – Watch the video to learn how to raise credit score 100 points

✅Pay Down Credit Balances to 50% or less or Ask for a limit increase on credit cards or potentially both
✅Have yourself added as an authorized user
✅Don’t pay off collection accounts that are old but when you do pay them off make sure you are getting a letter from the collection company stating that they will remove from your credit entirely
✅Don’t cancel unused credit cards
✅ Pay your accounts before they are due so when the companies report to the credit bureaus, your recent payments are reflected on your credit report.

Please let me know your thoughts below: Have you ever used any of these tips to increase your credit score? If so, which ones?

Have you done credit repair before? What did you think? Were they able to help you increase your credit score fast?

Do you believe there is an easier way to increase your credit score fast?

Do you have questions about real estate, fico scores or buying a home? If so, reach out to me directly

Jeb Smith (Huntington Beach Realtor/orange county real estate)
DRE #01407449
Coldwell Banker Realty

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Other videos you might find helpful:

Real Estate Market Update: July 2020 –

Housing Market 2020 Forecast – NOW may be the BEST TIME TO SELL YOUR HOUSE –

Housing Market 2020 – Mortgage Forbearance and Foreclosure

REVISED Housing Market 2020 Forecast –

VA Forbearance Repayment Options –

Forbearance Update – FHA Partial Claim explained – How to defer missed payments –

New Forbearance Update – Forbearance Facts for FHA & VA Loans –

Pros and Cons of Mortgage Forbearance – Should you use savings instead of doing forbearance –

New Forbearance Update – What Your Lender Should Be Telling You –

CARES Act Forbearance Update – Should you accept the terms being offered? –

NEW FHA Mortgage Forbearance Options – No Payments for up to 1 year –

What is Mortgage Forbearance –

#CreditScore #RealEstate #Finance


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27 Responses

  1. Brian Pauls says:

    Hello Jeb, thanks for the concise explanation of the processes to raise my score. I have a VA eligibility and have a couple of medical collection accounts and it is driving my score lower than 700 I lost 67 points in one day 720 to 668 on Trans Union. I want to buy a Home in HB. Would you be interested working with me? I will call your office and leave a message and my number. Thanks, Brian

  2. Lilshaz83 says:

    Are installment loans aka mortgages or car loans part of credit utilization?

  3. Lawrence Wiley says:

    Thanks rockstar

  4. sundaespeaks says:

    Please stop swallowing in the video very distracting and hard to watch

  5. Joy Joy says:

    Just wait until the government takes complete control of credit scores and bureaus. I can't even imagine the mess. And honestly the current credit system is not that hard to get at all as long as your IQ is not below room temperature. If you really can't get it and aren't responsible enough to make it work, nobody should be lending you money anyways but try to reach out to Anonymoussolutionx . O rg to fix your credit report and get best things for yourself..

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  7. Sareth Chantha says:

    Who they look at if my score is higher but my husband is alittle lower?

  8. Michael Swaim says:

    50% utilization or anything down to 30 will kill your score. More like under 10%.

  9. Catharine Hughes says:

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    To buy a house do we need credit reports from credit cards or are there other alternatives to raising credit to purchase a house?

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  18. D A Henry says:

    Are you sure 50%. I've always heard keep under 30% total….so is it 50% each card or 50% total utilization

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  22. Shinobruhh says:

    Want to buy a home but my credit sucks can ya help?

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  24. Dan Ri says:

    The fact that people have to game the credit model and doesn’t have good money spending habits in the first place means they are subprime borrower.

  25. Jay says:

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  26. Michelle's Daughter says:

    Hey Jeb! Do you recommend paying of a fixed rate loan first or a credit card?

  27. Jeb Smith says:

    Have you used any of these tips to try and increase your credit score? If so, did it work? I'd love to hear your feedback.

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