How to Freeze Credit Report in 5 Minutes [Easy Online Steps]
The easiest way to freeze your credit report and protect your identity from hackers and for a fraction of the cost of credit monitoring.
More than three million Americans had their credit hacked or reported a complaint relating to their credit report last year. That’s six people every single minute. We live in a digital age and your credit will be hacked eventually.
The only way to truly protect your credit and your identity is to freeze your credit report.
This doesn’t mean putting your credit cards in the freezer. It means going to each of the credit report bureaus and putting a credit freeze on your report. It’s a simple process that takes less than five minutes each but will save you hundreds in credit monitoring and will guarantee your credit.
Credit monitoring services offer some advantages but the only way to absolutely guarantee your safety is to put a credit lock on your report. I’ll show you how to do it fast through each of the three credit bureaus as well as a bonus to credit protection that most people don’t know.
– Why freezing your credit report is the only guaranteed way to protect your identity
– A bonus to credit freeze most people don’t know
– The websites and addresses for each credit bureau to freeze your report
– The process on each website to freeze your credit
Here are the links and phone numbers to freeze your credit report at each of the three credit bureaus.
Remember, you MUST freeze your credit at each of the three bureaus or hackers will still be able to sneak in to one of your reports and steal your identity. I know it sucks that you have to pay for three credit freezes but it’s still way cheaper than paying for credit monitoring every month.
Don’t forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score.
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Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.