How to Dispute Debt Collectors

Half of all Americans have a debt that’s in collections. If you receive a letter from a debt collector, it’s important that you dispute the debt and force the creditor to verify the original agreement and the amount owed.


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6 Responses

  1. Nancy DeMonte says:

    What to do when your husband signed a credit line contract with out your consent and then two years after that he dies and the bank garnishes two months of payments and then puts it into collections/charge off. How can I dispute this when it wasn’t my signature on the contract with the bank?

  2. Jason White says:

    Want to Remove Dispute Collections on Credit Report?

    Negative things in your credit report are holding your credit score from going up by 200 points. I would like to invite you to one of the most important classes of the year to help you get a collection removed from your credit report.

    This class will also cover points to maintain your credit score growth and I will be offering some free resources to help you with credit.

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  3. James Clark says:

    Thank you for this information. I went to my state attorney general web site which also recommended to send the letter certified return receipt and send a copy to the state collection agency licensing board.

  4. James Davis says:

    Thank you!!

  5. ChusKeyo says:

    I have a 6 year old medical debt. When will it be erase from my credit report?

  6. Kelz says:

    And if the letter is after 30 days?

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