How long will a bankruptcy filing remain on my credit report?



West & Hurley
Cincinnati – Dayton Bankruptcy Attorneys

(513)771-8700 or (937)748-1749

Everyone wants to know how long their bankruptcy will be on their credit record. The answer is, that credit reporting bureaus can report the bankruptcy for up to 10 years from the date that it is filed. That being said, it is my experience that it’s the probably the wrong question to ask. The real question is whether or not the bankruptcy on your credit report adversely affects you – and if so for how long. The answer to that is not 10 years. In my experience, it is possible to rebuild your credit to the point where you can get credit at good interest rates and only 1 to 2 years after your bankruptcy discharge has been issued.

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