How Long Does Good Information Stay on Your Credit Report?



View counts: 155

Video duration: 00:06:04

Likes: 16

Negative information must be removed from your credit reports after 7 years, but does positive information have to be removed, too? In this video, John Ulzheimer explains how long good accounts remain on your credit.

TIMESTAMPS
0:00 Intro
0:42 Negative information on credit reports
1:12 Why it’s important to understand the information on your credit reports
1:39 Fair Credit Reporting Act
2:28 Does everything have to be removed from your report eventually?
2:43 When negative information gets removed from your credit report
2:50 Does good information ever have to be removed?
3:37 Should you try to get positive information deleted?
4:27 Credit bureaus’ policies regarding positive information
5:22 How to keep adding good information to your credit reports

ABOUT CREDIT COUNTDOWN
Credit expert John Ulzheimer shows you how credit works. Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.

VISIT AND SUBSCRIBE TO OUR CHANNEL

SHOP FOR TRADELINES AT

GET IN TOUCH
Contact us on

JOIN US TO PROMOTE CREDIT EQUALITY ON SOCIAL
Twitter:
Facebook:
LinkedIn:
Instagram:

Go To YouTube Channel

how do you get something off your credit report

You may also like...

2 Responses

  1. Does the credit bureas computer system perge negative trade lines 3 to 6 months before the 7 year mark? In other words if a bankruptcy iS due to be deleted July 2022, will tge system remove it in March or April?

  2. Agape Love says:

    I was doing a test and had my Credit card utilization go from 0 to 1% and my score increased by 1 pt. When I let it go to 1% to 0% utilization my score dropped 16pts. Why is this? I have 100% payment history, no derogatory marks, no late payments

Leave a Reply