How Long Does Good Information Stay on Your Credit Report?
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Video duration: 00:06:04
Negative information must be removed from your credit reports after 7 years, but does positive information have to be removed, too? In this video, John Ulzheimer explains how long good accounts remain on your credit.
0:42 Negative information on credit reports
1:12 Why it’s important to understand the information on your credit reports
1:39 Fair Credit Reporting Act
2:28 Does everything have to be removed from your report eventually?
2:43 When negative information gets removed from your credit report
2:50 Does good information ever have to be removed?
3:37 Should you try to get positive information deleted?
4:27 Credit bureaus’ policies regarding positive information
5:22 How to keep adding good information to your credit reports
ABOUT CREDIT COUNTDOWN
Credit expert John Ulzheimer shows you how credit works. Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.
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