HOW I REMOVED 7 COLLECTIONS FROM MY CREDIT REPORT *YOU DON'T HAVE TO PAY*



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HOW I REMOVED 7 COLLECTIONS FROM MY CREDIT REPORT *YOU DON’T HAVE TO PAY*

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how do i dispute collections on my credit report

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40 Responses

  1. Alisha Gordon-pollard says:

    Thank you for sharing your credit report tips

  2. Mercy Estrada says:

    Can I dispute even if I have started paying ? Did not know I could even dispute in the first place

  3. Patrick Muldoon says:

    THANKS

  4. Mousumi Khatun says:

    dunno————————————————————————————————————————————————————————————————————————————————————————————-I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with UNIVERSALCREDITSOLUTIONS.TECH. I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  5. KS Gaming says:

    When trying to get late payments removed on an active account, if it cannot be verified by the bureaus, do they remove that late payment and show on time payment for that month, show no information available for that month, or delete that account off the credit report? I want to get my late payment history corrected but not sure how disputing with the credit bureaus affects the active account if they cannot verify the information to be accurate, I wouldn't have been able to take them off if not me meeting U̬̤̯N̬̤̯I̬̤̯V̬̤̯E̬̤̯R̬̤̯S̬̤̯A̬̤̯L̬̤̯C̬̤̯R̬̤̯E̬̤̯D̬̤̯I̬̤̯T̬̤̯S̬̤̯O̬̤̯L̬̤̯U̬̤̯T̬̤̯I̬̤̯O̬̤̯N̬̤̯S̬̤̯ . T̬̤̯E̬̤̯C̬̤̯H̬̤̯

  6. MSA KING says:

    When trying to get late payments removed on an active account, if it cannot be verified by the bureaus, do they remove that late payment and show on time payment for that month, show no information available for that month, or delete that account off the credit report? I want to get my late payment history corrected but not sure how disputing with the credit bureaus affects the active account if they cannot verify the information to be accurate, I wouldn't have been able to take them off if not me meeting U̬̤̯N̬̤̯I̬̤̯V̬̤̯E̬̤̯R̬̤̯S̬̤̯A̬̤̯L̬̤̯C̬̤̯R̬̤̯E̬̤̯D̬̤̯I̬̤̯T̬̤̯S̬̤̯O̬̤̯L̬̤̯U̬̤̯T̬̤̯I̬̤̯O̬̤̯N̬̤̯S̬̤̯ . T̬̤̯E̬̤̯C̬̤̯H̬̤̯

  7. TECHNICAL GAMING says:

    dunno————————————————————————————————————————————————————————————————————————————————————————————-I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with UNIVERSALCREDITSOLUTIONS.TECH. I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  8. K-pop World 2021 says:

    Howdy – may I suggest you make v correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.

  9. Miasia Ferguson says:

    Is mental health a good reason to why it’s inaccurate? Bipolar people are impulsive as well as forgetful

  10. Angel Colon says:

    This is the most informative video about disputes to credit bureaus I have EVER seen.
    great tips for rapid credit repair below

  11. Garrett Hockenberry says:

    Hey monique, I just found your videos! Your so genuine and you seem like a great person. I would pay you to counsel me over the phone, do you do that? My credit is a 500. I’ve worked my job for 12 years and now make 65k+ (in Maine). All I ever hear is everyone telling me how good of money I make etc etc. through many bad decisions I’m basically paycheck to paycheck. My gf is a stay at home mom of our three kids. I rent a big old house that takes 100 gallons of fuel every ten days just to heat. I definetly feel hopeless right now. I’m afraid my children are going to be adults before I get where I want in life but I want them to go on the journey with me!! Buy land, maybe build, create a life. If I could raise my score I would be on top of the world. Currently, I feel like crawling into a hole and giving up.

  12. MICKA CREATIONS says:

    This video help me out lot thanks for information and great video

  13. Monique says:

    Will this work though if you've already started paying the collection agency?

  14. Renee Gaskin says:

    What about medical bills

  15. Marites Taylor says:

    Awesome thanks

  16. UNIVERSALCREDITSOLUTIONS. TECH On GOOGLE says:

    thank you for info
    awesome video

  17. Tiffany Warren says:

    I have a charge-off and collection with the same credit card info, do I dispute the collection or charge-off?

  18. Lizzy Papanastasiou says:

    This info is soo helpful. I tried to get a small loan from my credit union and I was denied because I had NO credit.

  19. Cornelia Hackenberg says:

    thank you
    awesome video no clickbait

  20. Danielle Brown says:

    ❤️❤️❤️❤️❤️

  21. Mira kosarin says:

    thank you Monique

  22. Halil Rüşvan says:

    Guys i came back here just to keep you posted on my progress so far i have been very impressed—————————————————————————————————————————————————————————————————————————————–

  23. UTKU AHMET BAĞCİVAN says:

    Guys i came back here just to keep you posted on my progress so far i have been very impressed—————————————————————————————————————————————————————————————————————————————–

  24. Mad Playz says:

    Very true

  25. Worldclassbeauty says:

    How do you contact the collection agencies? Through the number that is on the credit report? And who do you send the dispute letters too? The credit report agencies or the collections agency?

  26. Wrobi3 says:

    Great Information, thank you! Do you suggest signing the letter before sending it. I’ve heard, you shouldn’t. That makes you bound to the letter! What do you think?

  27. Çizgi Filmler says:

    First of all, great interview. I was literally stuck to my laptop screen the whole time. Lol. This just got me so much more motivated to jumpstart my business. Plus the fact that I'm in Atlanta too, and I can truly see how many young black professionals are really out here securing the bag for themselves. And having fun doing it! My job has always kept me comfortable, but it takes up so much of my freedom that it's exhausting. So thank you so much for this! This video popped up on my feed right on time.

  28. The Brent&Alex Show says:

    excellent information.

  29. Carloffice dot ONLINE ongoogle says:

    THANKS FOR ALL YOU DO MONIQUE
    your’e loved by everyone

  30. Godsmylove says:

    Maybe I missed it. How do you dispute if there was not a mistake and you truly do owe the money.

  31. Mike Fru says:

    very useful information, very articulate and informative.. Kudos Monique

  32. De' Aniel Bordeaux says:

    Do you assist repairing others credit that may be overwhelmed with it

  33. STEPHANIE REMBERT says:

    I enjoyed the Video. Great Info and Truth. Can you do a Video on getting Inquiries removed from Credit Reports. ASAP Please

  34. Gloria Peña-Reyes says:

    Thanks for sharing

  35. Shawnda Washington says:

    Good stuff Monique! Thanks again!

  36. Allyson Williams says:

    So your supposed to send the letters to the credit bureau’s not the debt collector correct?

  37. Edwina Grier says:

    Hey Monique
    Thanks for sharing the very valuable information.

  38. Bl3SS3D LYF3 says:

    Hi I'm a new/old subbie cause I'm on a different account old one is gone…. I am trying to buy a home but a little skeptical of filling the application out because I just lease a car not to mention they pulled my account down tremdously… do anyone have any advice on what to do such as getting out of lease n building my credit up? How do you find out bout your debt without identifying yourself if u want to work on paying it off? Thanks God bless!!!!

  39. Raquel Burton says:

    This video really helped me. My husband and I are trying to start a business. But struggling with personal credit. Thanks so much.

  40. Victoriously NikiNicole B says:

    Wow I needed this and you made so simple and plan , and somebody trying to help with my credit and they had doing all kinds of stuff like adding freezes to my account , contacting different small credit bureau …. Question Is good to have the freezes on the account while trying to dispute

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