Do You Still Need To Freeze Secondary Credit Agencies In 2022?



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19 Responses

  1. Selene crossley says:

    I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with *UNIVERSALCREDITSOLUTIONS TECH* . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  2. Jarvis Meredith says:

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude Monique and Markenstech911com was so helpful during the process of boosting my credit

  3. Sydnie Kayden says:

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude Monique and Markenstech911com was so helpful during the process of boosting my credit

  4. Sydnie Kayden says:

    I think you literally just saved my life Tom, I’ve been struggling to find a way out. I’m currently an N.A waiting to get certified because of covid and stuff but I support myself and my grandma. I don’t have anyone to turn to for help, I’ve been trying to save but I can’t because of bills and renting my apartment and everything. But this, literally helped me look to a brighter future. My grandma is crippled so she cannot do work or anything. Most people have parents to turn to but I don’t talk to my mom or dad. This literally helped me so much because since i met Markenstech911com the real issue i have about debt was solve in some weeks am sure before Feb of my birthday i will be home owner.

  5. Fabio Musarò says:

    Determination is highly needed in getting something like this done, What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time with Markenstech911com .

  6. frank abbagnale says:

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude Monique and Markenstech911com was so helpful during the process of boosting my credit

  7. Jarvis Meredith says:

    VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but Markenstech911com info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

  8. Jordon Galilea says:

    I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with MarkensTech911com . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.

  9. Tameshia Stull says:

    Thank you so much for your content!!! You always have just the answers I need!!

  10. Fahd Naoui says:

    I agree with you. having 1 name, 1 address, 1 employer, 1 phone number is a key to a successful credit repair journey.If the negative items are related to Old addresses phone numbers that have been changed to a current ones then it's always better to freeze so that no one can pull those old related information out to verify anything.

  11. Tahdah Wright says:

    How do you freeze the Sage stream? Should you leave the secondary accounts frozen when you apply for credit?

  12. moraima monroe says:

    Since I freezed with the secondary credit companies my only collection isn't showing no more with Experian, equifax, Transunion.. I'm waiting for to be 1 month for their letter showing is frozen..to dispute the collection… it is correct the way I'm doing it❓

  13. kevin bradley says:

    question, if anyone can help. i have a voluntary repo on a car i bought in 2012. not going off memory. this is according to myfico. bought 2012, last activity is 4/2014, closed date is 5/2015. says last updated 3/2021 and it shows a bunch of 90 late payments from 2019 to the last update of 3/2021. so my question being, how can i have all those 90 day late payments if it was closed in 2015? another tidbit of info if needed. i brought the car back to the bank because i lost my job and couldn't pay. collection agency called me quite a while later and said they sold the car at an auction and i owed the difference. i never paid that.
    thanks for any help.

  14. JERRY HILLMAN says:

    Big dog you have helped me so much. I have been able the make great progress and now I'm willing grow and make bigger moves

  15. Trenell Edwards Sr says:

    How Long can you freeze your credit or how long should you freeze?

  16. SMART MONEY says:

    INQUIRIES AND BANKRUPTCY WERE THE ONLY TWO THING THAT EVER MADE SENSE, FOR FREEZING… THE ONLY FREEZE THAT HELPS ACCOUNTS COMING OFF SLIGHTLY IS IF YOU FREEZE INNOVIS.. BECAUSE INNOVIS IS ACTUALLY A REPORTING AGENCY, THOSE SMALL BUREAUS DONT ACTUALLY REPORT ACCOUNTS, MAYBE THEY HOLD RENTAL ETC… ALSO THE PERSONAL INFORMATION THING IT USE TO BE EFFECTIVE, ITS LIKE 10% NOW BECAUSE THE BUREAU HAVE SEEMED TO UPDATE TO WHERE THAT INFORMATION MATCHING IS NOT PART OF THE TOP DATA POINT ANYMORE… HONESTLY ONCE THE BUREAUS SEE A TACTIC THEY PATCH IT EVERY YEAR OR SO..

    ONE GOOD TACTIC THAT STILL WORK WITH ONLINE DISPUTES ARE TRIGGER WORDS LIKE COURT, LAWSUIT ETC BUT THIS USUALLY ONLY WORK ONLINE LOL

    IM NOT SCREAM I WAS JUST LOCKED ON CAPS

  17. Tayyab Kolby says:

    Yh

  18. Kenyetta Pollock says:

    Preciate the knowledge

  19. Marvin Francois says:

    Dont FREEZE that finger, warm it up by clicking the like button 🙂

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