Do this trick to boost your credit score in 30 days or less (Pt.1) Credit Hack Reviewed



Do this trick to boost your credit score in 30 days or less!
The easiest and by far fastest hack to increase your credit in as little as 5 days! Austin Harley teaches how doing this harmless trick for FREE can skyrocket your credit score fast.

Welcome to the credit hack series, directed, instructed and filmed by #AskAustinHarley. The goal of each video is to provide you with a fast, easy, and free way to boost your credit no matter what your current financial standpoint is. I will be making a multiple videos on every way possible I can think of to increase your credit score fast and for free (or relatively low cost). Stay Tuned!

Time Cards:
Skip to Intro – 2:53
How it Works – 3:37
Pro’s & Con’s – 7:55
Does this credit hack apply to me? – 8:27

The CFPB announced that you are entitled to 1 free credit report each year. You can get yours for free here. (Doesn’t come with score, only your actual report):

Lists of videos coming soon:
–Paying before the minimum due date (Filmed)

–Secured Loans to boost your credit without an inquiry (Filmed)

–Credit card balance transfers to trick the credit bureaus (Filmed)

–“Piggy-backing” on someone else’s credit to boost your score (Filmed)

–Writing to remove inquiries
–3 credit line strategy
–Writing to remove negative remarks on credit profile
–Increasing lines of credit
–Disputing collections/settlements
–Consolidation loans
–Opening new accounts to trick the credit bureaus
–Charging small amounts to inactive credit cards or lines of credit

Links to check your credit:
My Fico – (Not Free)

Credit Karma – (Free)

Credit Wise – (Free)

Credit Bureaus –
Equifax
P.O. Box 7404256
Atlanta, GA 30374-0256

Experian
Dispute Department
P.O. Box 9701
Allen, TX 75013

TransUnion
Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000

✅Subscribe & Never Miss A Video: youtube.com/c/AskAustinHarleyToday?sub_confirmation=1

👍Interested in buying a rental property? Check out this video on how to buy one with $0:
👍Fastest way to increase your credit score:
👍Buying expensive cars for cheap:

Disclaimer: The tips and tricks taught in these videos are from personal, hands-on learning AKA “The Hard Way”. THE GOAL: To educate and help any and everyone, no matter the financial situation you are in. Comment your video request in the comments section below!

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37 Responses

  1. Marta Ta says:

    The billing cycle close date is the date when all my credit card companies report to the bureaus and it is 5 – 6 days after due dates so there is no point to pay a week before due date looks like. Am I missing something? By doing so you actually lengthen the period between payment and cycle closing / reporting date and that is the period where you should avoid using your card for larger purchases. Am I missing something?

  2. Powwow Trip says:

    If it’s still a derogatory mark and it’s from portfolio recovery. Pay it and they’ll remove it. Score skyrocketed in 30 days. Cap one uses them I know but it will say their name on your credit report

  3. Susan Hernandez says:

    I was referred to Mr josh to assist me in improving my credit score and obtain a mortgage. They exceeded my expectations; he was well versed in credit repair and thoroughly explained the process. I understood what he was doing as well as my responsibility. He is professional and able to get results quickly. I will be referring anyone who is seeking a reputable Credit repair expert that delivers on its promises to CREDITREPAIRPORT on telegram.

  4. kate robison says:

    @_TONY_WILL on Instagram is the best and a genius he assists me in clearing my debts.

  5. Jay Black says:

    I had 350 credit score because I was young broke and dumb. Now 31 and i
    was refer to a Genius creditfixer team led by HACKBYMESSIAHORG he
    removed all the negative in my credit report and brought my credit
    score to 727. I now have couple credit card and 2 new cars with my home .
    In this country if you don’t have good credit you ain’t going very far
    that the fact

  6. Jay Black says:

    I had 350 credit score because I was young broke and dumb. Now 31 and i
    was refer to a Genius creditfixer team led by HACKBYMESSIAHORG he
    removed all the negative in my credit report and brought my credit
    score to 727. I now have couple credit card and 2 new cars with my home .
    In this country if you don’t have good credit you ain’t going very far
    that the fact

  7. Jay Black says:

    I had 350 credit score because I was young broke and dumb. Now 31 and i
    was refer to a Genius creditfixer team led by HACKBYMESSIAHORG he
    removed all the negative in my credit report and brought my credit
    score to 727. I now have couple credit card and 2 new cars with my home .
    In this country if you don’t have good credit you ain’t going very far
    that the fact

  8. Jay Black says:

    I had 350 credit score because I was young broke and dumb. Now 31 and i
    was refer to a Genius creditfixer team led by HACKBYMESSIAHORG he
    removed all the negative in my credit report and brought my credit
    score to 727. I now have couple credit card and 2 new cars with my home .
    In this country if you don’t have good credit you ain’t going very far
    that the fact

  9. Jay Black says:

    I had 350 credit score because I was young broke and dumb. Now 31 and i was refer to a Genius creditfixer team led by HACKBYMESSIAHORG he removed all the negative in my credit report and brought my credit score to 727. I now have couple credit card and 2 new cars with my home . In this country if you don’t have good credit you ain’t going very far that the fact

  10. Lizbeth Bretón says:

    Great advise. I will follow and let you know how it went. Thank you for a clear set of steps I can take after a divorce and Chapter 7

  11. Shakaama says:

    didn't even know i could do this.
    just to clarify:
    1. withdrawal date
    2. due date

    move the withdrawal automatic pay date 1 week prior to the due date?

  12. Angela Tate says:

    When I was younger I hated credit cards seeing my mom get into issues
    with it make life hard growing up in Brooklyn NY

    Until H A C K B Y M E S S IA H.O R G opened my eyes with their
    fantabolous service
    Wish u was this 18 years ago when I got my first 3 cards, it’s all in
    good place now and it all thanks to you hommie my FICO IS now 840, will
    apply for JETBLUE after i had inquiries fall off tomorrow morning .

  13. Angela Tate says:

    When I was younger I hated credit cards seeing my mom get into issues
    with it make life hard growing up in Brooklyn NY

    Until H A C K B Y M E S S IA H.O R G opened my eyes with their
    fantabolous service
    Wish u was this 18 years ago when I got my first 3 cards, it’s all in
    good place now and it all thanks to you hommie my FICO IS now 840, will
    apply for JETBLUE after i had inquiries fall off tomorrow morning .

  14. Angela Tate says:

    When I was younger I hated credit cards seeing my mom get into issues
    with it make life hard growing up in Brooklyn NY

    Until H A C K B Y M E S S IA H.O R G opened my eyes with their
    fantabolous service
    Wish u was this 18 years ago when I got my first 3 cards, it’s all in
    good place now and it all thanks to you hommie my FICO IS now 840, will
    apply for JETBLUE after i had inquiries fall off tomorrow morning .

  15. Angela Tate says:

    When I was younger I hated credit cards seeing my mom get into issues
    with it make life hard growing up in Brooklyn NY

    Until H A C K B Y M E S S IA H.O R G opened my eyes with their
    fantabolous service
    Wish u was this 18 years ago when I got my first 3 cards, it’s all in
    good place now and it all thanks to you hommie my FICO IS now 840, will
    apply for JETBLUE after i had inquiries fall off tomorrow morning .

  16. Abakumov vansin says:

    thank you so much bestcreditscorefixercollectionatgmaildotcom For a
    long time, I have been wanting to get into stocks but I've always been
    scared. YOUR hack inspired me by a friend of mine he got a high
    score on his credit report , that made me take action to contact him
    and pay for the charges of his hack last week. to my suprise he took
    my low credit score of 350 to a high score 800s club . his charges are
    affordable and legit ,you can call or text 6016419313

  17. Abakumov vansin says:

    thank you so much bestcreditscorefixercollectionatgmaildotcom For a
    long time, I have been wanting to get into stocks but I've always been
    scared. YOUR hack inspired me by a friend of mine he got a high
    score on his credit report , that made me take action to contact him
    and pay for the charges of his hack last week. to my suprise he took
    my low credit score of 350 to a high score 800s club . his charges are
    affordable and legit ,you can call or text 6016419313

  18. Abakumov vansin says:

    thank you so much bestcreditscorefixercollectionatgmaildotcom For a
    long time, I have been wanting to get into stocks but I've always been
    scared. YOUR hack inspired me by a friend of mine he got a high
    score on his credit report , that made me take action to contact him
    and pay for the charges of his hack last week. to my suprise he took
    my low credit score of 350 to a high score 800s club . his charges are
    affordable and legit ,you can call or text 6016419313

  19. Abakumov vansin says:

    thank you so much bestcreditscorefixercollectionatgmaildotcom For a
    long time, I have been wanting to get into stocks but I've always been
    scared. YOUR hack inspired me by a friend of mine he got a high
    score on his credit report , that made me take action to contact him
    and pay for the charges of his hack last week. to my suprise he took
    my low credit score of 350 to a high score 800s club . his charges are
    affordable and legit ,you can call or text 6016419313

  20. Shelly Troup says:

    That is genius! Thanks!

  21. Suzy Lazarus says:

    I so much appreciate EASYCRACKZ on Instagram he’s services are the best.

  22. Suzy Lazarus says:

    I so much appreciate EASYCRACKZ on Instagram he’s services are the best.

  23. Dan Rudder says:

    Having credit utilization on your report be always $0.00? Won't they reduce your credit?

  24. Angela Tate says:

    When I was younger I hated credit cards seeing my mom get into issues with it make life hard growing up in Brooklyn NY

    Until H A C K B Y M E S S IA H.O R G opened my eyes with their fantabolous service
    Wish u was this 18 years ago when I got my first 3 cards, it’s all in good place now and it all thanks to you hommie my FICO IS now 840, will apply for JETBLUE after i had inquiries fall off tomorrow morning .

  25. World Traveler says:

    You need to notate the difference between Due Date and Cycle Date. Those are two VERY different things. In this video you’re insinuating that the CC company reports your activity on the due date of the payment. This is not true EVER. For example…my Discover IT CC is due on the 2nd of every month, but my cycle date is the 6th. In this case, they report my activity to the bureaus on the 6th.

  26. Coco Nottingham says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  27. Coco Nottingham says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  28. Coco Nottingham says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  29. Gary Droz says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  30. Gary Droz says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  31. 3dabrams5 says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  32. 3dabrams5 says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  33. 3dabrams5 says:

    I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting Markenstech911 LLC ( Markenstech911 ⏺com ) , every negative items were deleted along with my BK Chapter 7, this changed my life and I am now in the 800 club with a clean reports and debt free. contact them using their website above for any credit problems. thanks a lot to this team Markenstech911 LLC …

  34. Kendal Abrams says:

    I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website detail: Markenstech911(dot)com

  35. Kendal Abrams says:

    I had a situation where my former landlord put all these charges on my credit saying I damaged the apartment and I left early, none of which is true. I was exploring the lawsuit option but in the meantime, I was not able to rent an apartment because of this and it destroyed my life. I didn’t feel I had to pay for something I did not do. they can neither validate nor show any proof of damages. I was informed a ethical repairer helps people in cleaning credit which I am so happy about. I tendered my problems to them and they removed all damaging info on my credit. It took them a couple of days to get my credit cleaned and it’s such an amazing feeling to be finally free from all that problems I had. THIS IS CREDIT REPAIR SERVICE AT ITS BEST(website detail: Markenstech911(dot)com

  36. Jimmy Wadsworth says:

    Hey Austin quick question sir I love your channel is it true after 12 months hard inquiries don't affect your credit anymore

  37. Austin Harley says:

    Hey guys! Hope you are enjoying these tips! Don't forget to check out PT. 2 – https://youtu.be/cY1seJqsZGw

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