DO This One STEP To INCREASE Your Credit Score ASAP Without DELETING One Negative ITEM…😮



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In this video, I will discuss about how you can increase your credit in less than 1 month.

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Welcome To My Youtube Channel, My name is Designer Soapbox. I have tons of videos on best credit union called Navy Federal Credit Union, I spill the tea on how to obtain Navy Federal Credit Cards and get those credit card high limits. I also share tips and tricks on how to successfully build your credit fast and offer the famous 24-hour inquiry removal guide on how to remove hard inquiries from credit report. I also share a lot of gems on how to build business credit, my thoughts about the Equifax, Transunion and Experian, make income online and how to build websites on your own.

DISCLAIMER: I am not a financial advisor or credit repair agency. I only express my opinion based on my experience. Your experience may be different. These videos are for educational and inspirational purposes only. I do not repair individuals credit or offer any credit repair services at this time. I’m only sharing tips and tricks that worked for me during my journey of repairing my own credit.
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38 Responses

  1. RainBack says:

    HELLO,Your credit determines how much trust you are worth ,it helps to separate the good customers from the bad ones ,and it also helps identify high risk customers. In my 30s I was quite careless ,I never paid back early ,I often used my way more than my available credit; these things take years to go away .

  2. TİTAN OYUNCU says:

    SOMETIMES YOU WONDER WHY ALL THESE KEEP HAPPENING,FEELS LIKE THE WHOLE SYSTEM IS BEEN RIGGED OR SOMETHING,SOMETIMES LAST YEAR,MY INFORMATION GOT EXPOSED AND MY BANK APP AND CARD WHERE USED MAKING ME GO INTO DEBTS.I CONTACTED THE CREDIT BUREAUS AND NONE OF THEM COULD PROVIDE ANY USEFUL INFORMATION TO WHAT HAPPENED CAUSE HOW DO I EXPLAIN OWING SO MUCH DEBTS

  3. ATA BÜYÜKASLAN says:

    And it took them only short period of time from raising my terrible score of 486 to 800,IM FROM FLORIDA AND MY SINCERE GRATITUDE GOES TO THEM ✊

  4. EKBER ÇOBAN says:

    HELLO,Your credit determines how much trust you are worth ,it helps to separate the good customers from the bad ones ,and it also helps identify high risk customers. In my 30s I was quite careless ,I never paid back early ,I often used my way more than my available credit; these things take years to go away .

  5. Mahmut Özay says:

    SOMETIMES YOU WONDER WHY ALL THESE KEEP HAPPENING,FEELS LIKE THE WHOLE SYSTEM IS BEEN RIGGED OR SOMETHING,SOMETIMES LAST YEAR,MY INFORMATION GOT EXPOSED AND MY BANK APP AND CARD WHERE USED MAKING ME GO INTO DEBTS.I CONTACTED THE CREDIT BUREAUS AND NONE OF THEM COULD PROVIDE ANY USEFUL INFORMATION TO WHAT HAPPENED CAUSE HOW DO I EXPLAIN OWING SO MUCH DEBTS

  6. Ali Esen says:

    SOMETIMES YOU WONDER WHY ALL THESE KEEP HAPPENING,FEELS LIKE THE WHOLE SYSTEM IS BEEN RIGGED OR SOMETHING,SOMETIMES LAST YEAR,MY INFORMATION GOT EXPOSED AND MY BANK APP AND CARD WHERE USED MAKING ME GO INTO DEBTS.I CONTACTED THE CREDIT BUREAUS AND NONE OF THEM COULD PROVIDE ANY USEFUL INFORMATION TO WHAT HAPPENED CAUSE HOW DO I EXPLAIN OWING SO MUCH DEBTS

  7. calle434Carolina says:

    Did this by mistale on a Mission Lane card $750 / $36 balance. Score increased over 30 pts

  8. CYCLØNE says:

    SOMETIMES YOU WONDER WHY ALL THESE KEEP HAPPENING,FEELS LIKE THE WHOLE SYSTEM IS BEEN RIGGED OR SOMETHING,SOMETIMES LAST YEAR,MY INFORMATION GOT EXPOSED AND MY BANK APP AND CARD WHERE USED MAKING ME GO INTO DEBTS.I CONTACTED THE CREDIT BUREAUS AND NONE OF THEM COULD PROVIDE ANY USEFUL INFORMATION TO WHAT HAPPENED CAUSE HOW DO I EXPLAIN OWING SO MUCH DEBTS

  9. Cengiz Karaman says:

    HELLO,Your credit determines how much trust you are worth ,it helps to separate the good customers from the bad ones ,and it also helps identify high risk customers. In my 30s I was quite careless ,I never paid back early ,I often used my way more than my available credit; these things take years to go away .

  10. mehmet emin akürek says:

    And it took them only short period of time from raising my terrible score of 486 to 800,IM FROM FLORIDA AND MY SINCERE GRATITUDE GOES TO THEM ✊

  11. Fahrettin Şubatlı says:

    Thank you. You might be in need of similar help I can assure you they can handle it.

  12. Emrah Gakçı says:

    HELLO,Your credit determines how much trust you are worth ,it helps to separate the good customers from the bad ones ,and it also helps identify high risk customers. In my 30s I was quite careless ,I never paid back early ,I often used my way more than my available credit; these things take years to go away .

  13. Çılgın İkili says:

    SOMETIMES YOU WONDER WHY ALL THESE KEEP HAPPENING,FEELS LIKE THE WHOLE SYSTEM IS BEEN RIGGED OR SOMETHING,SOMETIMES LAST YEAR,MY INFORMATION GOT EXPOSED AND MY BANK APP AND CARD WHERE USED MAKING ME GO INTO DEBTS.I CONTACTED THE CREDIT BUREAUS AND NONE OF THEM COULD PROVIDE ANY USEFUL INFORMATION TO WHAT HAPPENED CAUSE HOW DO I EXPLAIN OWING SO MUCH DEBTS

  14. Süleyman Gündüz says:

    And it took them only short period of time from raising my terrible score of 486 to 800,IM FROM FLORIDA AND MY SINCERE GRATITUDE GOES TO THEM ✊

  15. Mahmut Hüner says:

    Thank you. You might be in need of similar help I can assure you they can handle it.

  16. shaka says:

    Thank you for the info new sunny !! my score went up 22 points this month !! I have a navy federal secure credit with $200 credit limit!! Before my due date on 24th I paid it back down to 0, ( I did use the whole $200) then the next day (2 days before my statement date) I brought something for $8 and when they reported today 9/1 I saw the increase of 22 points and my utilization was low!!

    im still in the mid 500s but I’m working hard to get a higher score so I can buy my family a home and truck so we can start our family trucking business !!!

  17. Shaunie L says:

    Thanks for the tips. How long does it take for an authorize user card to appear on your credit report?

  18. Sevimli Oyuncu says:

    All my debts were cleared after I used their services

  19. Mehmet kök says:

    Had credit debt of 67k but all thanks to STEVE of this team my colleague recently referred me to

  20. Eymen şen says:

    My debt journey wasn’t going so well -less than 55k student debt 24k credit card debt…..and then I got really sick and racked up over 200k in medical debt when I was 25

  21. Emre Çeçen says:

    HELLO,Your credit determines how much trust you are worth ,it helps to separate the good customers from the bad ones ,and it also helps identify high risk customers. In my 30s I was quite careless ,I never paid back early ,I often used my way more than my available credit; these things take years to go away .

  22. Virtual Code says:

    I have about 3500 left on my car loan and credit card is around 9800 cause I didn’t realize I was using it for fixing my car(new tires several inspections, small fixes) before I got a Firestone credit card,I’m a truck driver and make around 58k a year So roughly around 4K a month but now the last 6 checks only have been around 1k so cant pay jack

  23. GÖKTAN şimşek__ says:

    And it took them only short period of time from raising my terrible score of 486 to 800,IM FROM FLORIDA AND MY SINCERE GRATITUDE GOES TO THEM ✊

  24. Adil Mecidli says:

    Thank you. You might be in need of similar help I can assure you they can handle it.

  25. süleyman Gençer - VORTEX says:

    STEVE is legit and reliable, Have worked with him for some months and believe me he’s one of the best if you need help paying off debt, credit score fix and other issues to deal with

  26. Ashley McDaniel says:

    So if I have one credit card with navy federal that’s almost maxed can I still do a credit line increase and lock my file? Or wait until I pay it down?

  27. Görkem Tunçöz says:

    My debt journey wasn’t going so well -less than 55k student debt 24k credit card debt…..and then I got really sick and racked up over 200k in medical debt when I was 25

  28. vortexrise says:

    HELLO,Your credit determines how much trust you are worth ,it helps to separate the good customers from the bad ones ,and it also helps identify high risk customers. In my 30s I was quite careless ,I never paid back early ,I often used my way more than my available credit; these things take years to go away .

  29. EMİRCAN ÇIKMAZ says:

    SOMETIMES YOU WONDER WHY ALL THESE KEEP HAPPENING,FEELS LIKE THE WHOLE SYSTEM IS BEEN RIGGED OR SOMETHING,SOMETIMES LAST YEAR,MY INFORMATION GOT EXPOSED AND MY BANK APP AND CARD WHERE USED MAKING ME GO INTO DEBTS.I CONTACTED THE CREDIT BUREAUS AND NONE OF THEM COULD PROVIDE ANY USEFUL INFORMATION TO WHAT HAPPENED CAUSE HOW DO I EXPLAIN OWING SO MUCH DEBTS

  30. Oyun Adamı says:

    I have about 3500 left on my car loan and credit card is around 9800 cause I didn’t realize I was using it for fixing my car(new tires several inspections, small fixes) before I got a Firestone credit card,I’m a truck driver and make around 58k a year So roughly around 4K a month but now the last 6 checks only have been around 1k so cant pay jack

  31. Tory Crypto Mosley says:

    Love your videos and the nuggets you drop

    How do I get in contact and connect with you designer soapbox on a large project?

  32. Kimmie Marner says:

    You have helped me TREMENDOUSLY and I appreciate you!!!

  33. J Rock says:

    Hey love you and your channel… love and blessings from the Windy City. Chi town.

  34. DaPrognosis says:

    Appreciate your hard work and teaching us this credit card/credit game. Thank you and God bless.

  35. Adrian Jones says:

    Just got my NF membership and only prequalified for the secured CC, however I prequalified for 3 of Capital One’s low tier CC. (Including their secured card) Do you think it’s possible to still get approved for a low tier NF CC even without prequalifying? Only looking to get another CC to lower my utilization.

  36. illmatic says:

    Thanks for the info
    Does NFCU credit cards report payment history and balances to all 3 bureaus?

  37. Selena Deavaureux-Stubbs says:

    Thanks so much for this wisdom…It is greatly appreciated and it does work! I've learned so much from you! Stay Blessed!!

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