Delete Accounts with "Date Updated" Dispute Letter

One of the ways to get rid of inaccurate negative accounts is to prove that no investigation was done when you send out your dispute letter. How you do you know whether one was done? Look at the “date updated” date! If there were an investigation, that date would have changed to a current date.

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18 Responses

  1. Ryder Smith says:

    So what if they come back and say balance updated 2020 but the status update says 2016 or something?

  2. I girl Maranda says:

    Is status updated the same as date reported on identity IQ? Also is the date of last active the date you go off of to see if they re aged the account when an item has been verified?

  3. Expert Credit Sweeps says:

    View the most recent videos at – I've shared over 350 of them with you! Get faster results, higher credit scores and an overall shorter dispute duration simply by following my formulas. If you need help with your dispute letters, you can also submit your letter for help with the new series at

  4. Veronica Atkins says:

    I am confused because my credit score dropped 68 points when Equifax updated the date they verified it. I researched date Reported has everything to do with how your credit score is calculated and the system only treats it like a new late since it is updated

  5. Letfreedomring says:

    man I have a lot of notes. All Videos interesting

  6. Arizona Homesteading And Travels says:

    Hello, New sub here, Trying to get my credit cleaned up..I have not disputed anything yet..I Don't have a lot left bad but I had a car repo in 2015..but on my report it shows Status Updated March 2019 and balance updated Dec 2019..How do I know when they added the negative entry to my file so can calculate when it should fall off in 7 years…Thanks!

  7. Suzy L. says:

    Sweet, your a genius!!!!!

  8. H Cruzin says:

    so i was one of those that fell into the trap and bought the Brandon Weevers course in the beginning of 2017. i used his templates. After the 1st letter, they came back as verified, after the 2nd letter they came back as frivilous. i then gave up. its been over a year now and i got curious again about fixing my credit and i stumbled on your page. your vids are the real deal. i just pulled my report from CCT and identityiq. CCT doesnt comment that i disputed against the creditors last year however identityiq does. i noticed that the last reported date was not updated from the last time i submitted a dispute last year. should i use my 1st letter this round using that info or can i also add other inacuracies on top of that? Thanks

  9. johnathan twinz says:

    I am using Experian for my report I do not see anything that I disputed for my Bk updated. They keep saying that it was verified

  10. Shenitra Adams says:

    So they are suppose to match with each credit reporting agency? Wow just notice this doesnt match. Going to try this next round!!

  11. The King MT MT says:

    Hi. I was wondering if I could get your email please? I have a question. Thanks in advance

  12. shellhog says:

    What should i do when i don’t get a response from the credit bureaus after sending the second round letters??

  13. Marvin M. says:

    What if they respond by simply changing the date instead of deleting the account?

  14. LavenderHunni says:

    I have a derogatory collection account on my credit report that is reporting as closed on Experian and Equifax but reports as open on TransUnion. In your opinion, can I dispute this account based on that and get it removed from all 3 credit reports? It's the only derogatory on my report so I hope so

  15. Tyrone byrd says:

    Wow are you going to try this on my next round Kristin

  16. MrJules says:

    Woman!!!! You're awesome!!!!!!

  17. Raquel Bilbraut says:

    What if the credit report I received in mail states status update but when I check Credit Check Total & Privacy Guard doesn’t reflect it, can I still send letter you just now posted?

  18. bota20 says:

    Oh man lol.. Tricky stuff.. Damn them c.b's. Your an awesome teacher. Things that make you go hmmmmm…never would have thought of that. !!!ExcpertCreditSweep!!!

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