Credit Bureaus Are Stealing And Selling Your Personal Information!

Millions of Americans have their identity stolen each year. This Identity Theft coverage Dave recommends is less than $7 per month, and it includes restoration services!


Angel from Minnesota asks Dave, “If a person has never had debt, will they have a credit report?”

It’s possible for anyone to have a credit report. Creating an account only requires one piece of data, so even if you’ve never had debt, you could have an account. Anyone who reports to the credit bureau could set up a file for you using your data.

The three main credit reporting agencies – Equifax, Transunion, and Experian – can gather your data, sell it, and make a profit without your knowledge. Additionally, 52% of credit bureau reports have errors in them. Not only are the bureaus collecting your data and selling it, but the data is often incorrect and requires hours of time to correct. It’s wrong!

You could possibly have a credit report and not even know it. Make sure you’re protecting your identity against this kind of fraud. Get protected here:


Take our 5-minute Coverage Checkup to see what kind of coverage you need:

Learn more about how to prevent identity theft:

Hear more of Dave’s advice on identity theft:


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22 Responses

  1. Michael Hauser says:

    You really need to get a copy of your Lexis Nexis report that's the mother of all data brokers you will be surprised what's in there and it's not even accurate depend on your age that report to be 250 pages long.. They will mail you a book that's how big it is.. That report has your whole life history and its just got everything about you. Unbelievable

  2. Michael Hauser says:

    Like I said the fico score created greed for the lenders..40 years ago fico didn't exist.. Now they're coming out with a new score models that will lower your score fico 10.. will show all your missed payments late payments from the pat 9 years. that will lower your score..

    And by the way when you get utilities in your your name they run a credit check..
    If you don't have a credit file you have one now because you done gave them your information.. And they sell it to the other data brokers for a profit look here we got a new file created give me $50.000 you can have the info..

  3. Kieth Mergard says:

    I honestly dont know why this isnt illegal.

  4. Michael Hauser says:

    The credit reporting agencies are robbing you you without a mask..

  5. rick dickerson says:

    ALERT: Credit Bureaus Are Selling Your Name and Private Financial Information. A loophole in the law now allows the four largest credit bureaus, Equifax, Experian, TransUnion and Innovis to sell your personal and private financial information to any and all lenders both in the US and overseas.

  6. Molls Loves Kittens says:

    Little what's his name? lol

  7. G.DoloresPlants says:

    My credit score is 780 because they put credit cards open that I never had. I have them taken off and they appear again next year.

  8. bmo says:

    Youtube collects tons of data too and sells it. Happens everywhere. Doesn't affect me very much.

  9. electricalen says:

    Dave hates government regulation, yet is frustrated he and consumers can't do anything about this. Guess how this can be solved?! You let companies do whatever they want, this is what you get.

  10. pamperedgurl says:

    Agreed Dave. It never makes sense that these companies can collect information about me and for me to do anything with it, I gotta go through all these hoops and pay them to be sides. Ridiculous. Not to mention that some of the information they put against me is incorrect! Mind boggling.

  11. Jose Garcia says:

    Those cash back and airline miles get their money from somewhere.

  12. Sherri says:

    If you want to freeze your account at the credit bureaus, you have to pay them! Each state is different, but in my state I had to pay these thieves.

  13. joshx413 says:

    By your own flawed logic. No person should ever step foot into a bar. They might become an alcoholic. It's not their fault. It's the alcohols. You are so disingenuous and condescending

  14. Leah Johnson says:

    Since credit bureaus steal your personal information without your consent and sell your information for their financial benefit, then isn’t that called legalized theft and wouldn’t that mean that they’re thieves?

  15. Roberto Arrue says:

    Credit Bureaus are BIG CRIMINAL enterprises!

  16. j monte says:

    It's the Book of Revelation., not RevelationS, Mr. Christian

  17. passive101 says:

    Everyone always forgets about the 4th credit bureau

  18. Laura McCann says:

    So, what can we do?

  19. Corey Ross says:

    All we need now is to get our S.S number turned into a barcode so it can be ironed on our foreheads.

  20. Billie Furlow says:


    "Little What's His Name" is actually Nerd Man.

  21. NeoAndersonReloaded says:

    If you do sometging its fraud, for banks its a mistake.
    Why doesn't Dave talk about the fraud of making fiat money?

  22. fluid2212 flacka says:


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