CAN YOU SEND A GOODWILL LETTER ON CLOSED ACCOUNT || GOODWILL LETTER CREDIT REPAIR



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CAN YOU SEND A GOODWILL LETTER ON CLOSED ACCOUNT || HOW TO REMOVE LATE PAYMENTS || GOODWILL LETTER CREDIT REPAIR

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hey what’s up youtube fam brandon weaver here once again can you send a goodwill letter for a closed account okay closed and if it ended and has a lot of positive history if it ended on a positive note and it had a lot of good positive history it just has some late payments then you probably can send a goodwill letter if it’s closed because it was a charge off it was charged off and that’s why it’s closed or it’s a collection closed collection or it’s a some other derogatory item that’s closed repossession of fiction right something like that then more than likely no you wouldn’t be sending a goodwill letter okay now if it’s closed maybe you had you know a line of credit credit card some trade line that was closed maybe because they kept they’re no longer servicing that account right they they moved brands you know credit card brands or they’ve moved different stores or whatever you know there’s no cl it wasn’t closed really because of a faulty viewers maybe you had a couple late payments but you have good on-time payment history in the past and after late payments you have good on-time payment history so you could send a goodwill letter for that okay now you can also send a late payment dispute to the credit bureaus as well oftentimes individuals may have a closed account because they had multiple credit cards you know i’ve i’ve been in that scenario in the past where i’m like you know let me go ahead and get these two credit cards because they have the two sign up bonuses for the travel miles and i actually don’t need both credit cards and in the past i didn’t know as much as i did just leave it open you know but maybe you close one maybe a close one right and maybe you still have good history with that other credit card and you’re still utilizing that credit issue or that bank or that financial institution so you’ve got a good relationship with them and maybe you had a few late payments and you send the goodwill letter for that older account right so there are situations where that might happen and you may want to use a goodwill letter okay i’ve even had questions of individuals who ask hey you know i had some like payments or maybe i even had you know a situation that was worse with a charger for whatnot but it’s no longer my credit reports could i potentially get a credit card or line of credit with that same credit card company or financial institution or credit issue or whatever it may be because maybe they want a specific cash back card a rewards card or travel mile card or you know whatever it may be certain interests on loans or whatnot or certain lines of credit certain business credit is it possible yes i i’ve been there okay i’ve seen it for myself personally i’ve seen it for other people that they may say yeah in the past i might have had some you know missteps with that bank or financial institution or credit credit issuer but now i’ve rectified that situation it’s no longer my credit reports it’s you know done and they’re gonna pull my credit and it’s gonna look clean and clear chances are you’re gonna be okay to get that whatever it is you’re looking for assuming you hit the right you know qualifications for whatever they’re looking for and credit your credit score and credit is clean and if you need to clean up your credit if you need to get this stuff squared away these negative nasty erroneous items off of there these unverified items out of there 609creditrepair.com or we can do the work here for you at theawesomelifegroup.com please give the video a thumbs up hit the subscribe try button and until i see you in person i will see you on the other side take care

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