5 WAYS TO BOOST CREDIT AND REMOVE NEGATIVE ITEMS FAST || HOW TO REPAIR CREDIT FAST || CREDIT REPAIR



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5 WAYS TO BOOST CREDIT AND REMOVE NEGATIVE ITEMS FAST

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hey what’s up youtube fam brandon weaver here once again five things you can do to boost your credit score repair credit get these negative nasty erroneous items off there and boost your score alright so first thing you can do is you can opt out okay of pre-screening pre-selections so they’re not sending you these pre-approvals the bureaus aren’t sending basically selling giving your information uh giving your information to third parties or potentially selling it to third-party so they can send you quote-unquote pre-approvals those are really actually solicitations anyway most people are not pre-approved for those types of credit cards they’re actually just getting solicitations in the mail pre-approval is when you go to your bank your credit union they actually pull your credit one time and they say yes okay you’re pre-approved for something in this usually they give you a price range for a car or a home or something like that now now on top of opting out you can freeze some of the smaller bureaus alex’s next sage stream core logic ars micro build a lot of these other things even innovis okay so you can freeze some of these smaller bureaus this can help during the repair process okay the second thing you can do is you can go ahead and update your personal profile information right you got the employers the social make sure the social is right the address your names so many people have so many different variations of their names you want one good name one good address one good everything there okay the addresses the names the stuff like this can help you disassociate from old obsolete outdated inaccurate unverified information okay so you want to do that we’ve got letters for that 609creditrepair.com we can do the work for you the awesomelifegroup.com all right same thing with the opting out freeze letters personal profile information okay so number three three and four are very close three would be getting new lines of credit in your name and number four would getting authorized user lines of credit so we’ll talk about three first the primary lines usually very very strong for yourself if you can get new lines of credit in your own name especially if you don’t have any right if you’ve got a good positive history and you’re dealing with some negative stuff and we’ll talk about disputing this stuff if you’re dealing with that and you’ve got good positive history you may not have to add but if you don’t have any good positive history the bureaus love to see revolving credit which is like a credit card that revolves a balance revolves and you can pay that off every month you don’t have to keep a balance okay but if you do you want to keep it under 30 under 10 then under 7 that’s the goals to get to if you can pay it off every month that’s fantastic you don’t have to carry a balance to have very very very good credit excellent credit you don’t okay now utilizing three revolving accounts is eventually the goal i’m not saying get it all at once or you got to do it today or whatnot but using three paying three off every month that’s the thing now revolving credit fantastic okay your credit mix is important if you don’t have an installment loan or maybe a charge card they pay off every single month right that you have to you can still do quite well with just the revolving credit because the bureaus love the revolving credit but if you want installment loan maybe something like self dot inc self lender formerly self lender self that inc maybe a charge card if your credit is that good those amex charge cards and that kind of stuff can help now number four the authorized user if you got friends or family they can add you on as authorized users so if you can be an authorized user on their good line of credits then you’re cool as long as they’re keeping that utilization down

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if i dispute something on my credit report does it come off

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