4 Credit Repair Loopholes in 2022



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For someone who wants to apply for a loan, bad credit history is no-no. Credit repair helps you improve your credit score and in today’s video we will go through some of the credit repair tips and tricks that I have learned throughout the years. We’ll discuss things like how to get a loan without the credit bureaus (Experian, Equifax and Transunion) knowing as well as using a technique that involves being an authorized user.

4 Credit Repair Loopholes

How to INSTANTLY Delete Negative Items on a Credit Report – WITHOUT Having to Dispute Any of Them!

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3 Responses

  1. Banned 85 says:

    Great information

  2. mistertor says:

    Here is one that your first loophole reminds me of. A few years ago, I took out a loan from my 401k to pay off my high interest debt. 401K loans do not report to any credit bureau.

    My scores shot up and I have obtained a few better credit cards, which I have religiously paid off in full every month. I just found a better job last month, and I was able to find a low interest personal loan to pay back my 401K loan so I would not get hit with the taxes and penalty, since the remaining loan balance would be considered a withdrawal.

    The new inquiries and loan have both hit my reports as of yesterday, and I was surprised that they did not bring my vantagescore down very much. I think I will be able to check Fico in a couple weeks. Not that it really matters today, since I am not contemplating getting another card until late summer or early fall.

  3. daniel villalobos says:

    What's your thoughts on some of those so called credit repair companies? Never had to use one,but always suspicious of them.

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